Showing posts with label mobile phones. Show all posts
Showing posts with label mobile phones. Show all posts

Friday, 13 February 2015

Money saving advices - Simple but crazy steps/advices to save serious money


For many people saving money is always a rocket science to master, but from my experience I will show what crazy things I do to save my money.
Saving money is for me a part time job, because I know you should work to get more money, but here I am the boss, so if you are looking for a part time job to earn more money then you are in the right place.

Tell me honestly how many of you know how much money you spend monthly including personnel and house hold expenditure? If you don’t know the exact answer to the question then, please spend some time to read all below steps then you will save money for sure.



Budget:

First off all, you should know how much money your spending for a month, so take a pen/pencil and a note book and do list out all your expenses from day 1 to end of the month.
 Make sure your monthly expenses cover the below list,

·         Grocery shopping weekly
·         Mobile Phone bills
·         Landline phone bills
·         Internet
·         Credit card payments
·         Personnel loans repayments
·         Car insurances
·         Mortgage repayment  
·         Weekends shopping expenses
·         Drinking Alcohol beverages
·         Smoking
·         Travel
·         Hotel rooms
·         Electricity bills
·         Car maintenance
·         Child care expenses
·         Fuel expenses
·         Boiler cover
·         TV subscription
·         Monthly clothes shopping
·         Miscellaneous, this should be at-least 5 % percentage of you overall expenses

Ok, now you should have the budget amount with their expected pay dates. If you have this then you have successfully started to save money. By following the next steps, you will know exactly how much money you are going to save.

 

Thursday, 4 April 2013

How to find out a cheap mobile phones contract deal - read this tips

Today's mobile phone handsets do everything from simple phone calls to web surfing and email – and take great pictures, too. Take a look below and decide which features fit your lifestyle best.

Cameras & MP3 players

Cameras & MP3 playersMany people take snapshots with their mobile phone, so it's no surprise they want a great built-in digital camera. Today's mobile phones – with digital cameras of up to 8 megapixels – take great snapshots, and many can shoot short video clips, too.

Some mobile phones also contain radios and MP3 players, so you can listen to music when you're not making calls. In addition, many models can do smart stuff like pausing the music if a call comes in, meaning no fumbling.



Style & shape

CandybarThe smaller the mobile phone, the handier it is to carry around.There are three main styles: candybar (the standard bar-shaped traditional phone), clamshell (with a flip cover) and the slider (where the keypad slides out from under the screen).
Candybar designs are all-in-one, with screen and controls on a single rectangular block. They're robust and easy to use, so look at candybar designs if your phone gets the odd bit of rough treatment. Clamshell mobile phones are also good for this, as the screen is protected from scratching.
Clamshell designs have a screen that 'folds over' the keyboard, which you open up to use it. They're fun to use, and often have bigger screens and keyboards than candybar designs despite being smaller when folded up. Also, having the buttons protected means the phone won’t accidentally dial your friends when it bumps against something in your bag!
ClamshellSliderYou’ll also see variants of clamshells like ‘twist’ phones, where the screen can turn around 180 degrees to keep everything on display without having to open it up.
Like clamshells, slider designs also protect the screen by keeping the keypad retracted underneath. This often means the screen can be bigger – handy if you're planning to use your phone as a PDA (personal diary and organiser) too. Mobile phones also come in a range of colours, so you can pick one in your favourite colour or that matches your favourite outfit!


Screen size

Screen sizeToday's mobile phones have excellent clear, full-colour screens. The main factor determining screen size is how you'll use your phone. Do you mostly make calls, and just need clear digits and contact names on the screen? If so, go for a smaller screen, since it should increase battery life and 'talk time'.

If you expect to use your phone for web surfing and email on the go, then look for a larger screen. A screen with a resolution of 320 x 240 pixels is ideal for checking email or looking at mobile web pages – and it'll show your To-Do list, calendar, or contacts list if you want, too.


Other features

Other featuresAll phones connect to the UK's GSM network as standard. Many also connect to the GPRS data network for light email and data, and increasingly phones are able to use 3G – a high-speed data network. So if you'd like to use your phone as a pocket-sized Internet and email device, look for 3G.

Bluetooth is another useful option if you travel a lot. It's how your phone connects to a wireless headset or satellite navigation device in your car – keeping your hands free and your eyes on the road. (Remember it's illegal to make calls while driving without hands-free). A Bluetooth connection also lets your phone exchange data
with other devices like your sat nav, and at zero cost!

Mobile accessories

Mobile accessoriesIt's a good idea to buy a spare charger, so you can keep one at work or in the car as well as at home without carrying it around all the time.

And if you drive, a hands-free car kit is essential – it lets you make calls without having to stop. Remember, holding a mobile phone and talking while driving is illegal in the UK. A Bluetooth headset is ideal – all Bluetooth headsets work with all Bluetooth phones, so there's no need to match your models.

Or perhaps you like to listen to music, using your mobile as an MP3 player? A memory card will expand the space on your phone for storing music. Of course, it can store other data too, such as photographs or video clips. Different phones take different cards: when buying a card (Mini-SD, Micro-SD, and M2 are the common ones) make sure it'll fit your phone.

Don't forget
A phone with Internet access is not the same as an Internet Phone. Software such as Skype can let you use your mobile phone with Internet access to make calls using the Internet, but Internet access on mobile phones can be expensive.

Thanks: Argos

Tips to find cheap credit card

 

Friday, 29 March 2013

how to find out cheap mobile phones contract - top 10 tips


With mobile phone bills making up a big part of many people’s monthly expenditure, it’s important to make sure you’re on the right deal – and don’t get stung down the line.
So what questions should you ask yourself before you opt for a new deal?


1. Research

Before you start looking for a new deal, consider your current mobile phone usage. Whether you’re on pay-as-you-go, a contract or a SIM-only deal, ask your current network provider how many minutes you use and how many texts you send on average each month.
If you tend to exceed your free minutes, then you need to consider a deal that offers you a higher monthly allowance. However, depending on the cost of calls and texts, and by how much you exceed your limit, opting for a more generous inclusive deal might not actually work out cheaper. Be prepared to do your sums.
If you consistently under use your free minutes, then you might save money by opting for a pay-as-you-go deal. Again, you’ll need to work out how much you’re likely to spend each month on calls and texts if you weren’t on an inclusive deal – different networks will list their call and text price lists online, so use these to compare the cost with your monthly contract bill.

2. Network coverage

Do you have coverage problems and any network preference? If you are considering moving to a different network provider, then it’s worth checking what the coverage is like in your area. Ask other people what networks they use and find out if they’ve suffered any issues with coverage.
Mobile phone providers tend to offer tools on their websites to allow you to find out what the coverage is like in your chosen UK postcode.
Mobilephonecoverage.me.uk, meanwhile, allows you to check mobile phone coverage by providing links to the relevant pages of different providers. 

3. 3G coverage

People are increasingly opting for mobile phone with 3G – or third generation – services. These allow you to connect to the web via a mobile network or by using a dongle in your laptop. Over two million new connections to the 3G network were made between February 2008 and February 2009 alone, according to Ofcom.
It provides 3G coverage maps on its website, which show the coverage of all UK networks.

4. Handsets

The latest handset tend to be offered on more expensive monthly contracts. McHugh recommends that people consider the type/model of handset they need, including the features they are actually going to use.
Committing to a 12 or 24-month contract only to find the handset is hard to use or has irritating peculiarities is a costly mistake.Make a shortlist of the handsets you would like and research reviews – you can find plenty online in forums and on specialist mobile phone review sites, as well as in magazines.

5. Operating platforms

In addition to handsets, you can now choose from a number of operating platforms that your mobile will operate on. This is the interface of the phone and offers various features that can also be synched with your desktop - calendars, diaries and applications, for example.
McHugh says platforms - such as Google's Android, Apple's operating system, Symbian, Windows, Blackberry, Maemo - all offer a “unique operating system” with different features and benefits, so it’s worth researching what you feel will be best for you in terms of features and usability.

6. Shops versus the internet

High street mobile phone shops are a good place to find out more about different tariffs and handsets, but don’t discount the internet as a place to shop.
You can look at deals on individual providers’ websites, and also use price comparison websites such as rightmobilephone.co.uk, omio.com and moneysupermarket.com.

7. Freebies

Many providers will offer free gifts in order to tempt you to sign up – but it’s important to look beyond the freebies to see if the deal really is right for you.
“Tariffs that come with a free item, such as a games console, often come with a low text and minute allowance, as the retailer has to make up the money for the gift somehow,” says McHugh.
Check the tariff carefully before committing, just to ensure it will be suitable for the length of the contract.

8. Contract commitment

Opting for a long contract term could see you offered a cheaper monthly rate, but this could be a false economy. For a start, your circumstances might change over the period, or you might simply change your mind.
New handsets and contract offers come out all the time, so making a long-term commitment to a contract could see you lose out down the line.
If you do opt for a contract deal, then consider the cost of each contract over the term – this might be 12, 18 or even 24 months. So, rather than working out monthly payments, do your sums to find out your total financial commitment for the duration of the contract.

9. Alternatives to contracts

While contracts are great for free call and text bundles, if you don’t use your mobile regularly then you may be better off opting for pay-as-you-go instead. Just make sure you keep track of what you are spending on calls and texts; it’s easy to fall into the habit of constantly topping up your phone without realising how much you are spending.
If you would prefer a contract deal with free bundles, but are happy with the phone you already have, then why not consider a SIM-only deal? These monthly contracts tend to be cheaper and are offered by all the major networks.
The benefit of a SIM-only deal is that you aren’t tied into a long-term contract, and can normally cancel by giving just 30 days' notice. And with a range of packages available, you could also save money on your monthly bill.

10. Small print

Check the small print and don't be afraid to ask questions or for clarification before you sign up for a contract, SIM-only deal or handset. Also ask about the returns or fault policy, and whether you can cancel your contract penalty-free down the line.

Thanks: moneywise & google pics
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