Showing posts with label Online money. Show all posts
Showing posts with label Online money. Show all posts

Monday, 6 May 2013

Check your youtube earnings via google adsense account - simple tips


This video will give a step by step procedure to get updates of your you tube income via adsense account. 




Thursday, 4 April 2013

How to find out a cheap mobile phones contract deal - read this tips

Today's mobile phone handsets do everything from simple phone calls to web surfing and email – and take great pictures, too. Take a look below and decide which features fit your lifestyle best.

Cameras & MP3 players

Cameras & MP3 playersMany people take snapshots with their mobile phone, so it's no surprise they want a great built-in digital camera. Today's mobile phones – with digital cameras of up to 8 megapixels – take great snapshots, and many can shoot short video clips, too.

Some mobile phones also contain radios and MP3 players, so you can listen to music when you're not making calls. In addition, many models can do smart stuff like pausing the music if a call comes in, meaning no fumbling.



Style & shape

CandybarThe smaller the mobile phone, the handier it is to carry around.There are three main styles: candybar (the standard bar-shaped traditional phone), clamshell (with a flip cover) and the slider (where the keypad slides out from under the screen).
Candybar designs are all-in-one, with screen and controls on a single rectangular block. They're robust and easy to use, so look at candybar designs if your phone gets the odd bit of rough treatment. Clamshell mobile phones are also good for this, as the screen is protected from scratching.
Clamshell designs have a screen that 'folds over' the keyboard, which you open up to use it. They're fun to use, and often have bigger screens and keyboards than candybar designs despite being smaller when folded up. Also, having the buttons protected means the phone won’t accidentally dial your friends when it bumps against something in your bag!
ClamshellSliderYou’ll also see variants of clamshells like ‘twist’ phones, where the screen can turn around 180 degrees to keep everything on display without having to open it up.
Like clamshells, slider designs also protect the screen by keeping the keypad retracted underneath. This often means the screen can be bigger – handy if you're planning to use your phone as a PDA (personal diary and organiser) too. Mobile phones also come in a range of colours, so you can pick one in your favourite colour or that matches your favourite outfit!


Screen size

Screen sizeToday's mobile phones have excellent clear, full-colour screens. The main factor determining screen size is how you'll use your phone. Do you mostly make calls, and just need clear digits and contact names on the screen? If so, go for a smaller screen, since it should increase battery life and 'talk time'.

If you expect to use your phone for web surfing and email on the go, then look for a larger screen. A screen with a resolution of 320 x 240 pixels is ideal for checking email or looking at mobile web pages – and it'll show your To-Do list, calendar, or contacts list if you want, too.


Other features

Other featuresAll phones connect to the UK's GSM network as standard. Many also connect to the GPRS data network for light email and data, and increasingly phones are able to use 3G – a high-speed data network. So if you'd like to use your phone as a pocket-sized Internet and email device, look for 3G.

Bluetooth is another useful option if you travel a lot. It's how your phone connects to a wireless headset or satellite navigation device in your car – keeping your hands free and your eyes on the road. (Remember it's illegal to make calls while driving without hands-free). A Bluetooth connection also lets your phone exchange data
with other devices like your sat nav, and at zero cost!

Mobile accessories

Mobile accessoriesIt's a good idea to buy a spare charger, so you can keep one at work or in the car as well as at home without carrying it around all the time.

And if you drive, a hands-free car kit is essential – it lets you make calls without having to stop. Remember, holding a mobile phone and talking while driving is illegal in the UK. A Bluetooth headset is ideal – all Bluetooth headsets work with all Bluetooth phones, so there's no need to match your models.

Or perhaps you like to listen to music, using your mobile as an MP3 player? A memory card will expand the space on your phone for storing music. Of course, it can store other data too, such as photographs or video clips. Different phones take different cards: when buying a card (Mini-SD, Micro-SD, and M2 are the common ones) make sure it'll fit your phone.

Don't forget
A phone with Internet access is not the same as an Internet Phone. Software such as Skype can let you use your mobile phone with Internet access to make calls using the Internet, but Internet access on mobile phones can be expensive.

Thanks: Argos

Tips to find cheap credit card

 

Monday, 1 April 2013

How to find a cheapest boiler cover - very useful tips


STEP 1: FIRST CHECK TOP COMPARISON SITES

The comparison sites below are good for boiler cover comparisons, but not necessarily for other products. Check the Cheapest Gas & Electricity and Home Phones guides for advice on those products.

uSwitch for range and power

The widest, most powerful comparison is offered by uSwitch*, and it only takes a couple of minutes. Enter basic home and boiler details and it will return quotes based on the age and model of your boiler, excluding policies that won't cover you.
It doesn't cover every insurer, so it's worth trying a couple more below to ensure you get the widest reach.

Extra comparisons to increase your quotes

A few more comparison sites are worth looking at to increase the number of insurers searched but they only list policies worth investigating further - they don't provide quotes based on your info.
Energyhelpline* is a less functional search and includes fewer providers. But it's still worth checking as it covers different firms to uSwitch.
It may also be worth checking Boiler Choices*, which includes a couple of providers not searched by other comparison sites.
If you've time, check MoneySupermarket's* listings to see if any policies suit what you're after.

STEP 2: GET QUOTES FROM ALL THE ONES THEY MISS

Some providers or their offers aren't always included in comparisons, so for full belt 'n' braces you should get a quote from some of these too.

Npower (includes annual service/ boiler check)

nPowerNpower's Hometeam* Boiler Care Flexi costs £9.95/mth for the first year (usually £11.50 p/mth). It includes an annual boiler service & safety check, unlimited call-outs and repairs (£50 excess/call which is relatively standard). This is open to anyone, including non-Npower customers.
If you are looking for that bit more cover, with no call out fees, the Hometeam Central Heating Care* contract will also cover the central heating system, and your controls, at £15 a month for the first year (usually £17.50 per month).
It's worth being aware this is actually a 'service agreement', not insurance. Read How am I protected? for an explanation of what this means.

Eon - Unlimited callouts

EonEon's Central Heating Care comes in a number of shapes and sizes. Again, you don't need to be a customer to get this cover.
The cheapest is £12.25 per month (but you pay the first £50 toward any repairs on your boiler), up to an all-encompassing policy, including water and electrics, for £21.25/mth.
It's worth being aware this is actually a 'service agreement' not insurance - read How am I protected? for an explanation of what this means.

Green Insurance (Boiler/Emergency Homecare)

Green InsThis Green Insurance* policy offers the cheapest premium at £8.33 p/mth (£99.96 annually). It offers a mixture of boiler and emergency care cover.
Unlike other boiler protection policies, an annual service is not included within the premium.
This product's new, therefore, your feedback would be great.
It's worth being aware this is actually a 'service agreement' not insurance - read How am I protected? for an explanation of what this means.

Plus a few home emergency policies to consider

A home emergency policy looks at more than just boiler cover. Central heating and hot water, burst pipes, blocked drains, leaking roofs, broken windows and overnight accommodation are likely automatic inclusions. But the maximum amount that'll get paid out if you need your boiler fixed is much lower.
Direct Line - 15% off online
Direct LineDirect Line offers 15% off its Home Response 24 policy online. It's not included in any comparison sites, so you must go direct to check its prices.
It's an emergency policy so won't cover everyday problems, but it does have a 24-hour callout line, and covers electrical wiring, security issues and more.
Swinton Home Emergency from £5/month
USwitchSwinton* offers two options: a £4.99/month Home Emergency policy and a £6.99/mth option which adds cover for glass, locks and roof damage. Both currently offer three months' free cover.

Thanks: moneysavingexpert

Click here to know of simple 12 ways to save money 

Sunday, 31 March 2013

How to buy OR find a cheap used cars - must read tips




Over the last ten years I have spent a small fortune on cars. As soon as I have bought one I find myself thinking about what’s next.
And the good news is that my next motor could be pretty cheap. That’s because used car prices have tumbled in recent months – thanks to a combination of the credit crunch and record fuel prices. And while fuel has dropped from the high of 120p per litre in July to around the 85p mark, car prices have not rebounded. So if you are looking to change car, now is a great time to buy second hand.
So here are three tips to help you get a good used car deal.

1) Un-cool is cool, but don’t go ugly early

If a car was un-cool originally, by the time it is resold the price will have plummeted. These are the ones to get if you are not so bothered about image, and simply want a decent car.
In fact, you can get a decent un-cool car for £3k or £4k. And you are not looking at something that old either. In a quick search of cars priced at less than £4k on Auto Trader, I found more than 10,000 that have less than 40,000 miles on the clock and are less than 5 years old. They won’t all be good cars, but a good proportion will be.
Be careful though. When you’re buying a car that is less than cool, don’t buy it when it is new or nearly new. Do this and you will lose out. It doesn’t matter how good the deal looks – the price will still have a long way to drop one or two years down the line.

2) Buy cheap, buy twice.

Don’t buy a car on price alone. It’s easy to look at the small ads and go for the lowest cost option. It may be a very decent car, but make sure you check these vital points first:
A) History: Is it too good to be true? Make sure the card hasn’t been crashed or stolen and that the mileage is genuine. Cartextcheck.co.uk will do a basic check via your mobile for £3; I have always used HPicheck.com. This excellent service costs £20.
B) Next service date: Check when the last service was and when the next one is needed. The cost will depend on the car and which service it is. Look the model up on parkers.co.uk to find out the service intervals. A quick call to the dealer will let you know the approximate cost of a service. If the car is getting close to 60,000 miles, ask when the cam belt needs changing as this can often be an expensive job.
C) Tyres : The cheapest set of tyres for a small car will set you back at least £100, for a medium saloon with ‘branded’ tyres you are looking at £250+, so if the tyres are not great, take this into account when you negotiate the purchase price.
D) MOT – If a car has a short MOT, you may get caught out if it needs work. Add to that the £40+ for the MOT and you could be looking a quite a bill.
E) Tax – 12 months tax on a mid-sized saloon will cost around £200, down to £0 for the very smallest ‘green’ cars. If there’s no tax paid on the car, take this into account and drive down the purchase price.
On top of these points, make sure you add your time into the equation. If you have to take a day out to get tyres, tax and an MOT , it will also cost you a day of holiday, or valuable weekend time.

3) Keep an eye on running costs

So you have got a real bargain. The car has been serviced, has decent tyres and so on. But before you commit, make sure it won’t hammer you on the road. Check out:
A) Future tax banding – Car Tax will increase very slightly from April 2009 for an average vehicle, and then by around £20-£25 from April 2010. Parkers.co.uk has tax prices by model. If you go for something really polluting, you could be looking at £455 per year!
B) Fuel economy – A massive proportion of any running cost. The price of fuel has come down, and it looks like it will stay down for a while, but 85p per litre is still not cheap. Make sure you know the miles per gallon, how many miles you will do annually and budget accordingly.
C) Insurance – Get a quote before you buy, and make sure you don’t take the first quote. Our online car insurance search engine will take about 5 minutes to search up to 400 policies; the saving could be the most you will earn in 5 minutes.
In part two I will be looking at where you can shop around, whether you should buy petrol or diesel, and how being clever with your financing could save you hundreds.
I’m also going to put my money where my mouth is. My Porsche is up for sale and I’m going to get a replacement for less than £5k including insurance, finance and maintenance. I’ll let you know how I get on. Until then drive carefully.

Thanks: lovemoney.com & google pics
Click here if you'd like to know how-to-find-cheap-mortgage

Friday, 29 March 2013

how to find out cheap mobile phones contract - top 10 tips


With mobile phone bills making up a big part of many people’s monthly expenditure, it’s important to make sure you’re on the right deal – and don’t get stung down the line.
So what questions should you ask yourself before you opt for a new deal?


1. Research

Before you start looking for a new deal, consider your current mobile phone usage. Whether you’re on pay-as-you-go, a contract or a SIM-only deal, ask your current network provider how many minutes you use and how many texts you send on average each month.
If you tend to exceed your free minutes, then you need to consider a deal that offers you a higher monthly allowance. However, depending on the cost of calls and texts, and by how much you exceed your limit, opting for a more generous inclusive deal might not actually work out cheaper. Be prepared to do your sums.
If you consistently under use your free minutes, then you might save money by opting for a pay-as-you-go deal. Again, you’ll need to work out how much you’re likely to spend each month on calls and texts if you weren’t on an inclusive deal – different networks will list their call and text price lists online, so use these to compare the cost with your monthly contract bill.

2. Network coverage

Do you have coverage problems and any network preference? If you are considering moving to a different network provider, then it’s worth checking what the coverage is like in your area. Ask other people what networks they use and find out if they’ve suffered any issues with coverage.
Mobile phone providers tend to offer tools on their websites to allow you to find out what the coverage is like in your chosen UK postcode.
Mobilephonecoverage.me.uk, meanwhile, allows you to check mobile phone coverage by providing links to the relevant pages of different providers. 

3. 3G coverage

People are increasingly opting for mobile phone with 3G – or third generation – services. These allow you to connect to the web via a mobile network or by using a dongle in your laptop. Over two million new connections to the 3G network were made between February 2008 and February 2009 alone, according to Ofcom.
It provides 3G coverage maps on its website, which show the coverage of all UK networks.

4. Handsets

The latest handset tend to be offered on more expensive monthly contracts. McHugh recommends that people consider the type/model of handset they need, including the features they are actually going to use.
Committing to a 12 or 24-month contract only to find the handset is hard to use or has irritating peculiarities is a costly mistake.Make a shortlist of the handsets you would like and research reviews – you can find plenty online in forums and on specialist mobile phone review sites, as well as in magazines.

5. Operating platforms

In addition to handsets, you can now choose from a number of operating platforms that your mobile will operate on. This is the interface of the phone and offers various features that can also be synched with your desktop - calendars, diaries and applications, for example.
McHugh says platforms - such as Google's Android, Apple's operating system, Symbian, Windows, Blackberry, Maemo - all offer a “unique operating system” with different features and benefits, so it’s worth researching what you feel will be best for you in terms of features and usability.

6. Shops versus the internet

High street mobile phone shops are a good place to find out more about different tariffs and handsets, but don’t discount the internet as a place to shop.
You can look at deals on individual providers’ websites, and also use price comparison websites such as rightmobilephone.co.uk, omio.com and moneysupermarket.com.

7. Freebies

Many providers will offer free gifts in order to tempt you to sign up – but it’s important to look beyond the freebies to see if the deal really is right for you.
“Tariffs that come with a free item, such as a games console, often come with a low text and minute allowance, as the retailer has to make up the money for the gift somehow,” says McHugh.
Check the tariff carefully before committing, just to ensure it will be suitable for the length of the contract.

8. Contract commitment

Opting for a long contract term could see you offered a cheaper monthly rate, but this could be a false economy. For a start, your circumstances might change over the period, or you might simply change your mind.
New handsets and contract offers come out all the time, so making a long-term commitment to a contract could see you lose out down the line.
If you do opt for a contract deal, then consider the cost of each contract over the term – this might be 12, 18 or even 24 months. So, rather than working out monthly payments, do your sums to find out your total financial commitment for the duration of the contract.

9. Alternatives to contracts

While contracts are great for free call and text bundles, if you don’t use your mobile regularly then you may be better off opting for pay-as-you-go instead. Just make sure you keep track of what you are spending on calls and texts; it’s easy to fall into the habit of constantly topping up your phone without realising how much you are spending.
If you would prefer a contract deal with free bundles, but are happy with the phone you already have, then why not consider a SIM-only deal? These monthly contracts tend to be cheaper and are offered by all the major networks.
The benefit of a SIM-only deal is that you aren’t tied into a long-term contract, and can normally cancel by giving just 30 days' notice. And with a range of packages available, you could also save money on your monthly bill.

10. Small print

Check the small print and don't be afraid to ask questions or for clarification before you sign up for a contract, SIM-only deal or handset. Also ask about the returns or fault policy, and whether you can cancel your contract penalty-free down the line.

Thanks: moneywise & google pics
Click here to know how-to-find-cheap-car-insurance-must



Thursday, 28 March 2013

Simple 12 ways to save money - must read this


1. Pay for prescriptions in advance

If you live in England and have to pay for your prescriptions (currently £7.65 each), you could save by buying Prescription Prepayment Certificates (PPCs). If you pay for more than 13 prescribed medicines each year, you could save money with a 12-month PPC costing £104, while a three-month PPC at £29.10 will also save you money if you need more than three prescribed medicines in three months.nhsbsa.nhs.uk/1127.aspx or call 0845 850 0030.

2. Use the "assessed charge" to cut £100 off your water bill

If you are single and live in a property in which it is not possible to have a meter installed, you can ask your water company to base your bill on an "assessed charge" which better reflects your consumption.
The water companies try to keep this billing method quiet. If you think you qualify, ask your water provider for an assessment and see how it compares with your existing flat-rate bill. Plenty of people will save between £50 and £100 a year. For example, the average unmetered household water and sewerage bill is around £380. But United Utilitiescharges £272 for a single person under the assessed charge, andThames Water charges £202.

3. Save on train fares by using "carnets"

Many train companies offer the chance to buy batches of single tickets, called "carnets", for both peak and off-peak travel, on many of their commuter routes. These last for three months and you pay up front. They offer great value if you make a few journeys a week. For example, First Capital Connect lets you buy singles from Stevenage to London King's Cross for £6.80 each way (ie: £13.60 return) compared with £14.80 for the cheapest off-peak return (although prices will change in early January).
Carnet tickets are also available on longer journeys, and from most of the big train companies. The terms vary slightly – in some cases you get 12 trips for the price of 10, in others the price is discounted. If you regularly travel in and out of the capital, consider this option. Hull Trains, Virgin, Chiltern and several others offer carnet tickets.

4. MOT your car at a council-run testing station

Always have your car tested at council-run MOT testing stations. These typically charge full price for an MOT (around £55) but because they don't do repairs, they have no incentive to fail your car. Numerous people report how they faced a big repairs bill after a failed test at a garage. They then took it to a council-run site where it passed.

5. Get £50 by avoiding water "run-off" charges

While most people are aware of water meters, how many know that they pay for all the surface water (rain) that runs off a property and into the public sewerage system? If your drainpipes that take rainwater off the roof of your home aren't connected to the sewerage system – and millions of properties aren't – you can apply for a rebate of between £17 and £50 a year.
The water companies – or to be precise, the sewerage companies – apply a charge to treat that water, and if it's not applicable, then you don't need to be paying for it. This, again, is a little-known fact that the water companies don't exactly shout about.
You have to fill in a form, and it may require a visit to your home. If you can show that the rainwater running off your property goes into soakaways, you can apply for the rebate. Curiously, there is no onus on the company that provides your sewerage services to automatically apply the rebate; you only get it if you apply.

6. GroupSave on trains

If you're planning to travel by train with a group of adults or children, buy a GroupSave ticket. Up to four people can travel for the price of two adults on off-peak services – and you can add more children at a flat rate of £1 each.

7. Promo and discount codes are exasperating – but worth trying

When buying items online, do a Google check first for any current discount codes before completing the checkout. Infuriatingly, most voucher codes you obtain online are out of date or prove worthless when applied. Many just bounce you into retailers' sites. But careful hunting around can elicit savings of 10% or more. Try dedicated smartphone voucher apps for the latest codes.

8. Delayed on the train? Claim the ticket price back

It's amazing how few people claim for delayed trains. The minimum compensation, by law, is 20% of the ticket value if the train is delayed by an hour or more. But individual train companies have more generous terms which you can find in their passenger charter. Chiltern Trains andFirst Capital Connect give you 50% back if the train is 30 minutes late, rising to 100% if it's delayed by more than an hour. Virgin Trains gives you 25% back if the Birmingham/London route is delayed by more than 45 minutes.

9. Dump your packaged account

These can cost £300 a year – for which you get travel insurance and breakdown recovery, plus some other services. But you can usually buy them more cheaply elsewhere. It should require no more than a simple phone call to your bank to degrade your account to the basic current account. While you're at it, dump lots of other dubious insurances: legal expenses cover (hardly anybody claims); mobile phone insurance (nearly impossible to claim on); and boiler cover (madly expensive).

10. Check your tax code

You may have the wrong tax code on your pay packet, which means you are overpaying income tax. Martin Lewis at Moneysavingexpert.com says some of his users have saved thousands after double-checking their code. He has a handy guide to check whether you're eligible for a rebate at moneysavingexpert.com/family/check-tax-code.

11. Always buy generic medicines

Don't be fooled by branded over-the-counter medicines. A 16-pack of Nurofen caplets costs £2 compared with Tesco's 16 pack of Ibuprofen caplets at 19p.

12. Don't buy guide books. Pop into the library instead

Libraries aren't just for fiction; use them to borrow travel guides and OS maps for free before you head off on holiday. CDs, audiobooks and DVDs are cheap to rent too.
Do you regularly do any of the tips above? If so, how much have you saved in any given week, month or year? What else can readers do to save cash? Share your tips
Thanks: guardian.co.uk
Click here to know how-to-find-cheap-credit-card.

Friday, 22 March 2013

How to find a cheap mortgage - read this if you'd like to save money


Things to consider when searching for a mortgage:

  1. Credit Score – all banks and building societies will review you credit file to ascertain if you are an adequate risk. Most Credit applications such as Equifax and Experian will score you depending on how well your financial accounts are managed. Contrary to what you might think, having no credit on your file is not normally a good thing because the lender doesn’t know what kind of risk you are, that’s not to say you should rush out and take out as much credit as possible, its more than likely that lenders will just ask for different information is find out what kind of risk you are.
  2. Affordability – historically, lenders use to base their mortgage lending on income multiples and some still do but now they are more likely, in the name of responsible lending, assess an applicant affordability by looking at a applicants incomings and outgoings. From there they will assess how much of a loan is affordable based on your disposable income.
  3. Charges – there are a variety of charges connected with a mortgage including; Higher Lending Charge, application fees, Product/arrangement fee and maintenance fees to name a few. Most of these can be added to the loan amount without affecting your loan to value but bear in mind that interest will be charged on the total loan amount including the fees.
  4. Valuation reports – cost of a valuation report is dependent on what type of valuation report you request and the market value of your property i.e. a basic valuation report would cost in a region of £240+ while a full valuation report with a building inspection would be in the region of £455 +. If this is carried out by the lender then they will often charge this fee up front because a mortgage application can be declined on the strength of a valuation report so lenders will want to make sure they are not out of pocket.
When searching for a mortgage:
  • Always seek independent financial advice from a CMAP qualified mortgage intermediary – a mortgage is a big commitment and there are many different types of mortgage product out there on the market so always get advice from an expert. An additional benefit is that some mortgage brokers can obtain exclusive deals from some lenders which are not available to the wider market. However bear in mind that mortgage brokers are paid commission on the sale and a procuration fee from the lender if your mortgage goes through.
  • Compare Mortgages Online – it’s a simple and easy thing to do. The internet holds a wealth of information and most comparison websites will show a wide range of mortgage products varying from fixed mortgages, buy to let, self build, and offset mortgages.
  • Make sure when you submit your information that it is spelt correctly and there are no mistakes – after any spelling mistakes or changes the lender will automatically search your credit file again and each time will leave a footprint and if you have a lot of footprints on your file it can make your application fail even if you are a good risk.
  • Make sure you read all paperwork and that you understand everything you are agreeing to – you mortgage is the largest financial obligation you will ever take on so make sure your happy with it because once it exchanges you are legally obligated to the vendor.
  • Make use of online mortgage calculators - these will give you an accurate idea of what you can afford and will also give you an insight as to what your monthly payment could be allowing you to budget adequately. Making sure you can afford the monthly commitment is important because, as it is reiterated on every mortgage document you will receive, your home is at risk if you do not keep up with repayments on your mortgage or any other debt secured on it.
Thanks: Moneyextra.com & google pics

Click here if you'd like to know the tips that you must read before you take a loan.

Sunday, 17 March 2013

Increase Adsense CPC - Simple Steps Must read this


Google Adsense is one of the mostly used PPC ad network among millions of bloggers and webmasters.As you have seen, i personally use Google Adsense to monetize my content and make money with my blog. Today i will explain how to increase adsense cpc (Cost per click ) with some simple steps. CPC in short can be defined as amount of money you make per every click you got on your adsense ad.If you are getting very low cpc, as low as $0.01 per click, then no matter how much traffic your blog gets, you might not be able to make as much money you ever desired.
In this post, i will simply explain some steps to increase adsense cpc and make more money with Google Adsense from your blog.You might have heard about these steps to increase adsense cpc before in any other blog, yet i am going to review them again on my blog. In this post regarding steps to increase adsense cpc, i will explain what is Adsense CPC and how you can increase adsense cpc for your blog and increase your overall revenue.

Adsense CPC – What It Is ?

Suppose you are using Google Adsense on your blog to monetize your content and make money.Now if your blog is getting enough traffic but you are still making very little money with your ad network, then the only reason behind this problem is low cpc. CPC, as i previously explained is the value of every click or the money you make per every click you get on your adsense ad of your blog. Your adsense revenue mainly depends on CPC (Cost per click ), CTR (Click through Rate) and eCPM (Cost per 1000 impression ). The more is the value of these factors, the more money you will be able yo make.

Steps To Increase Adsense CPC

1. Focus On Your Niche :  This is one of the best and most useful step to make more with Google Adsense. If you want to make more money and increase adsense cpc, you must choose any high paying niche for your blog. There are many niches which pays you very high cpc. Niche like Domains , Gadgets, Banking, Automobile,Health,Real Estate, Loans, Jobs are very effective and pays you high CPC. So if you ever choose any niche from these,you won’t have to worry about how to increase adsense cpc and more more money.
2. Write better and high quality unique content that is easy to read for your visitors. The more better you write, the more traffic you will get and hence more clicks on your adsense ads. The more unique and high qualified your content is, the more money you will be able to make with Google Adsense. Better content give better and high increase adsense cpc. Try to target more traffic from countries like USA, UK or another country where you don’t have to worry to increase adsense cpc. This is another step to increase adsense cpc and make more money.As i explained in my previous post, do proper keyword research and then write something.
3. Another factor which is highly effective to increase adsense cpc is your blog’s page rank.The more is the page rank of your blog, the more is the more  increase adsense cpc you will get. If your blog’s page rank is 0 or 1, then surely you are getting $0.01 as cpc. But if your blog’s page rank is 5 or 6, then don’t worry to increase adsense cpc. You will get high CPC ads shown on your blog automatically.This is another step to increase adsense cpc.
4. Another factor to increase adsense cpc is Ad Review Centre. This is just an option in your Google Adsense dashboard which help you to enable or disable low paying ads on your blog.This is another simple step to increase adsense cpc. Just block low paying categories and get high paying ads automatically shown on your blog.If your blog is all about blogging or making money online, you should block all categories like banking, health, apparels or any other which are irrelevant to your blog.This step will surely increase adsense cpc.
5. Another factor to increase adsense cpc is Competitive Ad Filter. Just like above Ad Review Center, this is another option in your adsense dashboard to block certain categories and show only the ads relevant to categories you enable to choose. This is another simple trick to increase adsense cpc and show ads relevant to your content.
6. Have you ever checked your Google Analytics account properly. If yes, then you should be aware of the traffic stats and the platform from where your blog is seen. Means your blog is seen either on any laptop, or on any mobile device.So, if your blog get enough traffic from mobile platform, try to optimize your blog for mobile and insert proper ads wherever necessary. This will help you to increase adsense cpc and get more ad clicks.This is another step to increase adsense cpc.
7. Another trick to increase adsense cpc is to attract targeted traffic towards your blog.You should try to get more traffic from countries like USA or UK rather than India. For every single click you get from USA or UK, you can earn $2-3 and from any click you get from india you will get $0.10 -$0.40
8. Never forget this trick to increase adsense cpc. Always try to use text ads more than image ads as these ads will help you to get higher CPC than image ads. You can use these ads in posts to get more clicks and hence more money.
9. Keep experimenting your ad placement. Remember that your Google Adsense account is not getting banned if you are experimenting your ad placement after certain interval.Whenever you found any better ad placement, just make it default and increase adsense cpc. This is the last but not the least step to increase adsense cpc and make more money with adsense. Try to use large rectangle ads and large vertical ads in your blog to get high CPC. This will help you to increase adsense cpc and give better benefits.

These steps will surely increase adsense cpc and give you high benefits. If you know any other step to increase adsense cpc, share with us.


Thanks: idealtechblog.com

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Saturday, 23 February 2013

how to make money being a blogger

 

Do you want to make money blogging? If you do – you’re not alone. More and more bloggers are finding that blogging is a profitable medium. Whether it be to earn a few extra dollars a week to feed their coffee habit, or making enough money to stop them having to get a part time job to get through college, or whether they’ve got it to a point where they are able to make a full time living from their blogging – there are tens of thousands of bloggers who make money blogging.

How to Make Money Blogging

In this page I want to share some information for beginners on how to make money blogging. For a very quick and broad visual intro – check out this Make Money Blogging MindMap which visualizes just SOME of the ways bloggers make money blogging.

First – let me start by sharing my own top Money Making Methods (updated regularly) but below that point you to some great resources and teaching on how to increase your income from blogging.


How I Make Money Blogging









What follows is a quick summary of my main income streams from blogging. Before you read it though – keep in mind that every blog is unique in how it can make money. Some of the following income streams will work on some blogs a lot better than others – the key is to experiment with as many as possible and see what works best for you.

I’ve ranked them from highest to lowest.

I hope you find it useful to see the mix and variety of ways that I earn a living from blogging.


1. AdSense


Adsense




Despite not using it here, I continue to use AdSense with amazing effect on my other blogs. I have them all set to show image and text based ads and find that 250×300 pixel ads work best (usually with a blended design). I don’t have much luck with their ‘referrals’ program but their normal ads work a treat and continue to be the biggest earner for me.

2. Affiliate Programs


miscellaneous affiliate programs







I run a variety of affiliate programs on my blogs – most of which bring in smaller amounts of money that don’t really justify a category of their own (but which certainly add up).

These include recommending quality products like these here on ProBlogger: Thesis WordPress theme, Yaro’s Blog Mastermind Coaching Program and How to Launch the F*** out of your E-Book (and others) as well as some great products on my photography blog including 123 of Digital Imaging, David DuChemin’s amazing Photography E-Books and Mitchell Kanashkevich’s great ebooks.

The great thing about many of these programs is that they are of such high quality that they sell themselves and I am being emailed from readers who sign up to them thanking me for the recommendation!

3. Private Ad Sales/Sponsorships

private-ad-sales







Private ad sales directly to advertisers have fallen for me in the last year (they previously ranked #3 on this list). This is partly due to a change in my own focus but also partly due to the economy as it is.


4. Chitika
Chitika




Chitka continues to be a great performer for me on my blogs. They traditionally have worked best on product related blogs although their Premium ad units now convert well on a larger range of blogs.

5. Amazon Associates

Amazon-Logo-1



Amazon’s affiliate program has been one of my big movers in the last 12 months.

 

Credits: problogger.net
Click here to find out how to get a cheap credit card
 

Top 2 ways to make money with online surveys

Make money with online surveys
 
Online surveys are a great way to make money online for relatively little effort. In fact some of our readers make hundreds of pounds a year by doing online surveys.

While they won’t make you rich, it’s perfectly possible to earn £40-£50 a month from them. If you often have 15-20 minutes to spare in front of your computer at lunchtime or in the evenings, give them a go!
Always remember three things with online surveys:
  • NEVER pay to join an online survey site – the best ones are always free (see the recommended sites below)
  • We recommend setting up a separate email address for surveys (like Hotmail or Gmail) so your main address doesn’t get clogged up with survey emails
  • Join at least five survey sites to get regular paid surveys (if you just sign up to one you won’t get many paid surveys to complete).
The top five online survey sites:

1. MySurvey
2. Swagbucks
3. Inbox Pounds
4. Survey Head
5. Toluna (Toluna sometimes pay you up to £15 to test products at home - which you then get to keep!)

For more information, see our guide on how to make money with online surveys.

2. Get cashback online

If you buy things online, you’re missing a trick if you don’t use cashback sites like Topcashback. Again, these can net you literally hundreds of pounds a year if you use them regularly (last year I got £90 cashback just for buying a mobile I was going to get anyway).
You can make between £40-£50 a month with online surveys
 
These sites pay you to shop by giving you between 2%-12% of your spend back on hundreds of high street shops and online stores. Why do they pay you? It’s simple: stores give cashback sites money as a ‘thank you’ for sending customers their way. The cashback site then splits this ‘thank you’ money with you (to encourage people to keep using them).

The best two cashback sites are Topcashback and Quidco (but bear in mind Quidco keeps the first £5 of cashback you make to cover their costs, while Topcashback is free).

Important! In order for sites to ‘track’ your cashback, make sure you clear the ‘cookies’ of your internet browser before buying something through a cashback website.

Source: myfamilyclub

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